Today I’m excited to share with you a one of my must-read book picks for 2012 that is available for purchase as of today!! Y’all need to add this book to your reading list this January, especially if you are interested in taking control of your money and getting your budget on track for the year. Crystal Paine, aka The Money Saving Mom, spent the beginning of 2011 writing her very own book about what she knows best…Saving Money! I love Crystal and her blog, MoneySavingMom.com, if you haven’t visited her blog you must! She posts daily about how to find deals, save money, and get out of debt. She even has a series on her blog about how she paid 100% cash down for their home!
Crystal sent me an early copy of her book, The Money Saving Mom’s Budget, at the end of last year and the day I received I was so excited I could hardly put it down to make dinner and get my kids to bed. I started reading it that night and was literally done by the next evening. It is such a great read. She has broken down saving money into easy to digest chapters that walk you through the what it takes to get your family out of debt or, if you have no debt, to streamline your finances so you can save up a nice chunk of money for college educations, a new house, whatever your dreams may be.
Crystal writes,
Maybe you have piles of debt and are always behind on payments. Maybe you feel stuck in a job where you’re barely keeping your head above water, and you have two children and a dog to take care of, too. The good news? You’re never stuck–unless you choose to be. You can choose to set goals, work hard, get creative, persevere, and make wise choices. Ultimately, these wise choices can propel you to greater financial success than you’ve ever dreamed.
There are chapters on: Decluttering your life, Learning how to set up a budget, Going credit card-free, Beginning to use coupons, Lowering your grocery bill, and even a chapter on ways to enjoy life with out spending lots of money…hello? date night for many of us these days includes: paying for a babysitter, paying for a dinner out, paying for a movie or some type of activity = spending lots of money!!! If you are interested in reading a chapter and getting a feel for this great book visit Amazon.com to see more.
I truly loved reading this book. Not only was it an easy read but it was jam-packed with lots of tips and information. I had a pen and paper next to me while I read so I could jot down all my notes, all the great tips, and all the web site address she offers to help you save money. I especially loved reading the last page of the book, behind all the free worksheets she offers and the acknowledgements. It’s the page where Crystal shares that all the proceeds of this book, every.single.penny., are being donated to Compassion International. How awesome is that? I have to be honest that reading that last paragraph pretty much blew me away. I’m telling you, Crystal is really one amazing woman, how many people would actually do that? (PS. You can actually read more about that here where she wrote more details about it yesterday.)
Thanks to Crystal, I have FIVE brand spankin’ new copies of this book to giveaway to FIVE of my lucky readers!! If you’d like a chance to win your very own copy and start saving money and slashing your budget in 2012…
1. Leave a comment telling me what one of your goals in 2012 is this year!
2. Be/Become a fan of Smashed Peas and Carrots and leave me a separate comment saying you did/are!
3. Like Smashed Peas and Carrots on Facebook HERE and leave me a separate comment saying so!
**Must be 18 years or older to enter and a US resident to qualify!!
This giveaway will end Saturday, January 14 2010 at 8 am!!!
Good luck friends!!
XOXO,
My goal this year is to 1. prepare for maternity leave for baby #3, 2. save for a new home, and 3. pay off credit card debt.
Amber Ballard
a.ballard26@gmail.com
My goal for 2012 is to save some money to have baby #2!
I am a fan on Facebook and a follower.
BTW, I finally remembered to get the ingredients for the no- bake energy balls and baby girl and i devoured them!
I am a fan on facebook.
lubrundage@comcast.net
I am a follower – can’t wait to try the no bake energy balls!
Goals for the year – get out of credit card debt and stay that way – save money to be able to pay cash for Disney trip at the end of the year.
My goal is to become more organized!
I have a ton ofngoals this year, but i really want to get imto a better household routine…i have 4 kids and my house always seems messy unless i.clean all.day… i need a better way to do it so i dont have to do so mich all at once. Maybe this book would help…
i follow you with google friend connect.
i like you on facebook!
My goal for 2012 is to pay off any debt that’s looming above our heads so we can start saving for a house!
I liked you on Facebook!
My goal for 2012 is to pay as much as possible on our mortgage and at the same time save money.
darn it ! i thought you were emailing to say i won already !!! :))))
i am a fan!
One of my goals for 2012 is to work on getting ahead financially. We are already credit card free but need to work to get ahead instead of living month to month!
again – i plan to relax and enjoy this last year living overseas in preparation of moving back home after many years away. xx
liked on fb ! thank you maggie for the giveaway.
Once my husband finishes grad school this summer, our goal is to really start our debt snowball. We were able to pay for his grad school all in cash, thanks to side jobs, renting for as cheaply as possible, and me taking a night job as a cleaning lady so I can still stay home with our three year old during the day.
I just had baby #2 and I want to figure out a way to stay home with my 2 beautiful children!
-Mandy Regina
This comment has been removed by the author.
I am a fan:)
And I follow you on my Google reader 🙂
I “liked” you on facebook:)
And I “like” you on facebook!
https://www.facebook.com/kathy.balch
My goals for 2012 are to set a budget for my family & declutter our house! We have been married almost 10yr. without having a budget & I swear the toys in our home are multiplying! I definitely know that this book will help me with both of my goals 🙂
jessi_crandell@hotmail.com
I am already a follower. Love your blog!
My goals for this year are to get my home more organized, work on paying off debt, and start saving for our own home. 🙂
One of my goals for this year was to read more than last year. So I am aiming for 30 books. This would help me reach that goal.
One of my goals for 2012 is to declutter my home. I plan on selling as much stuff as I can, not only to simplify life, but to put money in the bank. This book would be a great resource for me as I continue my debt free journey!
I’m a follower
already a fan on facebook 🙂
I like you on facebook.
I just became a fan on Facebook! Amanda Martinez 🙂
I am a fan/follower of smashedpeasandcarrots. This book looks great!
Fan on facebook 🙂
jessi_crandell@hotmail.com
I like you on Facebook!
I also like smashedpeasandcarrots on facebook!
One of my goals is to finish the many projects I have going on! No more spending money on new ones until the old ones are done!
My number 1 goal for this year is to raise my credit score by SEVERAL points. >sigh< Hard, but manageable work ahead for me!
I’m a fan on Facebook.
Would love to win this book! Goals for the year are Be Strong, Get Organized. Saving money is there too, but that is still left over from last year-still working on it!
And I’m a fan of your blog (I’m guessing GFC?)
sounds like a great book!! my goals this year are to eat healthier as a family, learn to not stress the small stuff, and become more organized on a daily basis 🙂
I have been a fan of your blog for a while and LOVE IT!!!
Totally like you on FB (Thats how I found about about this contest! )
My goals for this new year are to be more organized (hah!) and save up for a down payment on our first house
My goal for 2012 is to lose all of the 2nd baby weight, plus some!!!!
mrscrowell5308@yahoo.com
And I’ve been a follower of your blog for a while now! Cheers!
TO have a very successful year with our direct sales companies!
I “like” smashed peas and carrots on Facebook!!!!
I have been a fan of your blog for some time. I absolutely LOVE everything you have to share!
I definitely like you on facebook 🙂
My #1 goal for the year is to delivery a healthy baby and not too early. Other goals would be to adjust to having a 3rd child without going crazy. In the mean time I am working on all sorts of crafty baby projects and children’s projects for my older two. I am hoping this will help the last couple months fly by.
I am a follower
I like on FB
My goal for this year is to get out of debt or start getting out of debt, prove to my husband we can live our lives the way we want to so we can have baby #2.
I am a follower and I like (LOVE!!) you on Facebook!
I would love this book! My biggest goal for the year is to pay down debt and get closer to only owing on our mortgage 🙂
I follow your blog 🙂
Already a fan of you on facebook!!!!
I follow your blog already! And am still loving my camera lens case!
Goals for 2012, get the kids to be less picky with their food, set up a family budget, become more active as a family!
I am working hard on removing the clutter from my life both mental and physical. Been doing well so far!
Already follow your bloc 🙂
Or blog 😉 stinking spell check. I also like you on facebook!
I am le fan!
I am le follower!
Two of my goals for 2012 are to lose weight and to pay down our debt! I’d love to read this book!
I’m a smashed peas and carrots follower!
Oh, I so need this book this year! I’ve failed at budgeting and saving money every-single-time I make it one of my goals.
This year, my goal is to pay off my credit cards and actually START putting money into my savings.
I’m a fan!
I liked you on Facebook!!
My goal for 2012 is to be more loving!
Lots of goals for this year, but a couple are to fully fund our Emergency Fund & start saving to have cash for a new(to us) car when my 18 year old one konks out!
To do more one on one activities with my kids.
One of my goals is to get rid of even more clutter from our home. Twice a year I go through each room in the house and declutter, but this year I want to be more ruthless with it and really get rid of the stuff we have not been using.
I follow your blog
I like you on Facebook
I am a fan of your blog.
My first goal for 2012 is to take better care of myself so that I can take better care of everyone else. My health has been giving me some problems, but this has to be #1.
I am a blog follower
I am a facebook fan already
I’ve been quietly checking out your blog for several weeks now, but am now an official follower (via email!)
One of my goals is to start working with my three-year-old three times a week in structured play and learning (some people call that home school, but she is too little for school, so I just call it a structured day). Of course, my goal for TODAY is to finally get Christmas decorations taken down. January 10th, that is embarrassing…
I have lots of 2012 goals: Pay down our mortgage so we can sell and move out of state; Keep a cleaner, more organized home; get our entire family healthier; read more…just to name a few!
I’m now officially following your blog! Oh, and the kiddos and I made the no-bake energy bites last week…WAY too yummy!
I like you a facebook…that’s how I found out about the contest. Thanks for the chance to win a copy of the book!
I am 39 weeks pregnant and so when this little bundle decides to make his appearance my goal is to get back in my skinny jeans!!
My biggest goal this year is to work on getting out of debt. Use more of what I have, buy less…etc. etc.
I am a big fan/follower of your blog!
I am a fan!!!
I liked your Facebook page…*fingers cross to win*
I like Smashed Peas and Carrots on Facebook. Thanks!
my goal for 2012 is to become more organized and budget more!
I follow your blog!
2012 goal= clutter free home
fan on fb
I am a fan on facebook!!
have followed your blog for a couple years
one of my goals this year is to actually learn how to budget, budget well, and stick with a budget. we will be having our second child in 2 1/2 months and i will be out of work for a few months, so i really need to get on track now!!
i have been a follower for a while now!
i have also facebook liked you for a while now!!
Am a follower! kimmers
I want to simplify and get out of debt. I want to teach my kids the value of hard work and the proper way to handle money!
Love the blog!
kimmers
I would love to win a copy of the book. I follow your and Crystal’s blogs daily! My goal of 2012 is to lower that credit card bill!!
My goal is to save money for a car that I can buy with cash! I already have $3,000 saved! Woo!
this is a great giveaway and i’m glad for the chance to win. my goal honestly is to save more money than last year.
i follow you!
i liked you on fb
I liked you on FB
My goal is to live in THIS moment!
I’m a follower!
My top priority goal is spend more quality time with my child.
Our family goals this year are to fix up our house in order to sell it in a few years, and to declutter and reorganize and save money (So this book sounds perfect for me!! LOL)
I’m already follow your blog! 🙂
And I just liked your facebook page, via Creative Chaos! Thanks for the great giveaway!
I liked you on FB
Hmmm..I’m terrible about new year’s resolutions. I don’t usually make any. However, with baby number four on the way one of my goals is to spend more individual time with each of my kids (and encourage my husband to do the same).
One of my goals is to use up some of my fabric stash instead of buying fabric.
I follow your blog!
I’d really love to become more organized and de-clutter my home. I’d also like to stop wasting so much money and get some debts paid off so we can afford to buy a bigger home so we can add on to our family.
I’m a fan of your blog.
I like you on facebook 🙂
I would love to win this book. We feel overwhelmed by student loans, mortgage, taxes, and need some good concrete advice to help us get out of the rut we are in….
2011, I lost and maintained 30 pounds gone from this body. 2012…I shall finish my goal and lose (and maintain) another 16 pounds.
One of my goals in 2012 is to save a larger percentage of our monthly income to allow us to make a decent downpayment on a house later on in the year!
I am already a follower of your blog! It’s wonderful!
A goal for 2012 is to learn to cut down on our grocrey bill but still eat lots of fresh fruits and veggies.
Love the blog. Love the ideas.
This looks like a great book! One of my 2012 goals this year is to make 9 aprons out of my Grandmother’s vintage fabrics. Thanks for hosting a great giveaway!
I am a faithful follower of Smashed Peas & Carrots! Thanks for the chance to win!
I am a super fan on facebook ;o) Love reading your blog!
I am already a fan on Facebook. I am hoping to get all credit cards paid off this year!
Two main goals for the year:
1.) Save enough money for baby #2
2.) Save for a tropical family vacation
I’ve followed you through Google Reader, but I am an official follower now!
I have liked you on Facebook for a couple months now!
One of my goals is to simplify my life. I am too much of a clutter catcher and I need to change!!
I’m a fan of Smashed Peas and Carrots!!
I now “like” you on facebook…can’t believe I didn’t do that before…I read your blog daily! 🙂
One of my goals is to be more organized. In turn I am hoping it will help me de-clutter and make less of a mess. I keep saying to my self put this item in it’s home not on the counter.
I follow you on google and daily e-mail
I am a facebook fan
nurseniki at comcast dot net
My goal is to stick with my budget…not ending the year needing my yearly land check to come as quickly as possible
I’m a follower!
I like you on FB
My goal for 2012 is to establish a purposeful budget. This is my first year as a stay-at-home mom so I’m much more in tuned to my daily spending. I would love to read this book!
My goal for 2012 is to focus solely on God and His will for my life. I would LOVE to read this book!
I would love to get a plan in place so I can be more proactive about not slipping down that money slop.
Well one of my goals is to send all my family and close friends a birthday card and try not to stress about everything….
Hi maggie! Would love this book. Love that it is geared to MOMS!! (ps blue table rocks)
Liked on facebook already and follow already.
My goal is to up retirement savings.
I am an email subscriber/follower.
I am an email subscriber and follower.
I follow you on Facebook!
One of my goals for 2012 is to get our family on a “real” budget, not just online banking! We would also like to buy a home this year.
Save up enough money to visit my sister in Germany.
One of my goals for 2012 is to get a grip on my paper clutter. I pay my bills online but still feel the need to hold on to the paper bill that comes in the mail. I have 3 accordian folders with tabs and the paper bill goes in its spot…theoretically. LOL Typically what happens is that the bills pile up in an unsightly heap in a basket and when the basket is overflowing, I have to sit down and spend a lot of time sorting and filing. I loathe it. There must be a better way! – Karen
I have been a fan of Smashed Peas and Carrots for some time! Love your blog! – Karen
Lose weight and get organized
my goals for 2012 is to have a happy healthy baby girl (due in April!) and to find the right church for my family.
Tera
eveybirr at yahoo dot com
I like you on Facebook.
Tera
eveybirr at yahoo dot com
I would love to read this book for ideas on saving money. Thanks for the chance to win it.
paying off credit cards would be a start.
karen b
bkbowman91@centurylink.net
liked you on FB
karen b
bkbowman91@centurylink.net
One of my goals for 2012 is to live more in the “present” with my three littles. (dnkistler@hotmail.com)
I still like you on FaceBook – 🙂
My #1 goal is to pay off all debt and never use a credit card again all while teaching our homeschooled children the importance of a budget!
atopolinski@hotmail.com
I am a HUGE fan of Smashed Peas and Carrots! I love opening my email every morning to read your blog!
atopolinski@hotmail.com
One of my 2012 goals is to be supportive and loving towards my husband. I lived so much of last year in frustration and our marriage deserves better.
I’m still a fan on facebook!!
atopolinski@hotmail.com
I am a definitely a fan of Smashed Peas and Carrots!
Definitely a fan on Facebook too.
My goal for this year is to save for a house (the first year of our 5 year plan). I’m trying really hard to cut our grocery expenses.
I’m a follower
I just liked you on facebook!
My #1 goal for 2012 is to get organized….my sewing room is, why isn’t the rest of the house? So I would love to see what tips she might have in that book! Thanks for the chance!
And, of course, I’m a follower! I love your blog (even though you don’t like cilantro!) lol
already a fan of the blog.
My goal is to take the time this year to get into the habit of taking care of ME!!!!
My goal this year is to have a workable, purposeful budget for my family.
I follow your blog & love it btw : )
I also follow you on FB : )
My goal for this year is to start running again and to organize and budget.
One of my goals is to sew my first zipper.
This book looks really awesome. I follow your blog. 🙂
I follow you on FB.
One of my goals for 2012 is to start a bee hive and harvest my own honey.
I like ya on facebook as Kathy Schaller Snider.
I’m a regular follower.
my major goal is to get healthier!! then to get my ufo’s transferred to fo’s!!! play the piano a few minutes each day. read good books, not just for entertainment…scriptures in particular. thanks for the opportunity and have a great day
we’re buddies on fb!! 🙂 thanks again
My number one goal for 2012 is to be in my devotional EVERY day…keeping my head and heart where they should be. Once that is in order, everything else seems to fall into place (or at least I’m better equipped to deal with it when it doesn’t!). 🙂
I’m a follower 🙂
I like you on FB!
thanks for this info! my goal this year is to reduce our debt – combined, it is more than 60% of our family income per month! thank you
I follow you on Google friend connect!
i “Like” (really love) you on FB!
Our goals are to pay off credit card debt and save for baby #2! I follow your blog and Facebook — so excited to read this book and get some fantastic ideas!
Goal – pay down some of the house mortgage
I follow you on facebook.
I follow you on blogspot.
I now follow you on Facebook!
I just signed up to follow blog
One of my goals this year is start getting out of debt, even if I only make a little dent.
I’m a follower.
And I like you on Facebook!
My goal for 2012 is to tackle an organization project every weekend! I have already started on a cleaning/organization schedule!
Organizing and decluttering are some of my goals for this year! 🙂
moneyinthebank09@att.net
Our goals for 2012 are to become completely debt free, and to also save for our 2nd adoption from Korea 🙂
And I subscribe to your blog, and like you on FB!
My goal for 2012 is to tackle a different organization project each weekend. I’ve already started on a cleaning/organization checklist to declutter my home and my mind!
I subscribed to your blog!
I liked you on Facebook!
ONE of my goals is to let Christ tame my tongue…I holler way too much as a mom! :-/
I already follow your blog 🙂
and I already LOVE you on FB 😀
My ultimate goal is to declutter. Clarity in house and mind.
I follow on Facebook!
I am a fan of Smashed Peas and Carrots and subscribe to you in my Google Reader!
Goal: keep a more organized home! I am participating in 52 weeks to a more organized home, there is a weekly challenge so complete so its not crazy cleaning, just to fall back into the same habits-but instead gradual changes that are easy to stick to!! so excited!!
i like you on fb! (:
My goal this year is to finally organize my garage!
I am a follower of your blog.
Goals to do more home decoration
nelly dot barney at yahoo dot com
I am a follower!
nelly dot barney at yahoo dot com
I like smashed peas and carrots on fb
nelly dot barney at yahoo dot com
My goal is to save up an emergency fund and also pay off our car!
I liked you on facebook
Save an emergency fund and pay off our car
My goal for 2012 is to get more organized! I am going to tackle one organizing project every weekend!
I follow you through Google reader! It’s the best way to stay up to date on all my favorite blogs 🙂
My main {financial} goal for this year is to replenish our Dave Ramsey “emergency fund”.
I just liked you on Facebook!
And I just subscribed to your blog!
Thx s timely for me. My number one goal s to get my family on a budget. This book looks great!
I follow you on fb
One of my financial goals for the year is to get out of debt so I can actually start saving.
I like you on FB!
And I am a fan 🙂
My goal is to start saving for our kids college education!!
mommy.2kidsnc (at) yahoo (dot) com
I am a fan and also follow your RSS feed!!
mommy.2kidsnc (at) yahoo (dot) com
I liked you on Facebook!
mommy.2kidsnc (at) yahoo (dot) com
Cash only for us in 2012!
FB fan!
My goal this year is to save money and decrease debt – this book would be SO helpful!
Just liked you on facebook – thanks Maggie!
One of my goals for 2012 is to organize my house and keep it that way!!
I am a fan of your blog! Love it!
mbarnes8605@yahoo.com
Just liked your page on Facebook!! Thanks!
mbarnes8605@yahoo.com
My goal is to pay off credit card debt. We are almost there, so I think we will achieve it!
I have been a follower on your blog for some time now. Love your ideas!
I am SO excited about this book! I just can’t wait to read it! My number one goal this year is to START setting financial goals lol.
~Misty
Follow Me: http://www.413sparrowlane.com
Following you via RSS feed 🙂
Liked you on FB 🙂
One of my goals is to sew a quilt this year.
I follow you!
I follow you on FB
Awesome! i love books by women educating others about saving money! instead of a food diet matt and i are on a money diet. so i’m only allowed to spend money on bills. that means no shopping for new clothes, any crafts supplies, and eating out as i please. it’s been a tough first 2 weeks but i have already noticed my bank account getting bigger!
you’ve been liked on FB and i’m already a follower!
pick me pick me pick me!!
Chelsea
artstork . etsy. com
i love your blog and blog name!
chelsea
chelsea at art stork dot com
One of my goals is to Organize our life! This book would be great since we just bought our house and money is tight!
I like you on FB
I follow you now too!
My one goal is to simplify my house and that means getting rid of all our extras plus some. So far I have the kitchen organized and the living room gone thru and toys whittled down.
get rid of most if not all our creditcard debt.
karen b
bkbowman91@centurylink.net
My #1 goal for 2012 is to make exercise more of a priority in my life!
I am a fan (on FB, right?)
I like you on FB, too!
My goal is to make a list of daily tasks and try to follow it.
I’m a follower.
I Follow you on Facebook
I follow you on Blogspot
One of my goals for 2012 is to get on a budget and stick with it!
To pay off our credit card debt…
i WILL get organized with my paperwork…15 years of owning a business…sheesh. this is the year! i follow you on facebook!
I have been following you on blogger for a while. I’m thrilled to see this book being given away. 2012 is my year of transformation. I really want to be a better steward of all God has given my family, be it health, finances, our home, our time. I would love to use this book as a way to reach that goal.
I’ve been a fan of SP&C for a long time through blogger. I have made (and loved!) the energy bites several times. 2012 is my year of transformation: physically, financially, relationally, parentally. I really just want to be a better steward of all God has given my family be it time, money, our home, our health, our daughter, etc. Thanks for the opportunity to win this book. It will propel us toward success – I just know it!
Rebecca at rbassett4 at cfl dot rr dot com.
I’m a follower
Our family goal is to get out of debit this year so we can get out of our little twin home and into a home with a basement so we have more room to grow with our growing family.
I follow you on FB!
Well my goal at the beginning of 2012 was to pay at least one credit card off. Now, it is to take care of Hubby (I would still love to pay off some debt though!)
I am a follower, love your blog!
My goal isis to pay off debt this year! I love the recipes Maggie- keep them coming 🙂
I forgot to tell u I follow u on FB
One of my goals is daily exercise 🙂
kel Lmessimer(at)aol (dot)com
Is it too late to enter????!!! I’d love to win a copy!!!